<h2>Cookie Policy</h2>
<p>This Cookie Policy explains how we use cookies and similar technologies on our financial website (the “Website”). It describes what these technologies are, why we use them, and your choices regarding their use.</p>
<p>Where required by applicable law, we will request your consent before placing non-essential cookies on your device. You may withdraw or adjust your consent at any time through your browser settings and, where available, our cookie preference tools.</p>

<h2>What Are Cookies</h2>
<p>Cookies are small text files placed on your device (such as a computer, smartphone, or tablet) when you visit a website. Cookies help websites function efficiently, improve user experience, and provide information to site operators.</p>
<p>Cookies may be “session cookies” (deleted when you close your browser) or “persistent cookies” (remain on your device for a set period or until you delete them). Similar technologies, such as pixels, tags, local storage, and SDKs, may be used for comparable purposes. For simplicity, we refer to all of these as “cookies” in this policy.</p>

<h2>Types of Cookies We Use</h2>

<h3>Essential Cookies</h3>
<p>These cookies are necessary for the Website to operate and cannot be switched off in our systems. They are usually set in response to actions you take, such as setting privacy preferences, logging in (if applicable), or completing forms.</p>
<ul>
  <li>Enable core site functions and security features</li>
  <li>Maintain session integrity and fraud prevention controls</li>
  <li>Support load balancing and basic performance</li>
</ul>

<h3>Analytics Cookies</h3>
<p>These cookies help us understand how visitors interact with the Website by collecting and reporting information in aggregate. This helps us improve functionality, content, and performance.</p>
<ul>
  <li>Measure page visits, traffic sources, and user journeys</li>
  <li>Identify errors and improve site reliability</li>
  <li>Evaluate the effectiveness of content and features</li>
</ul>

<h3>Preference Cookies</h3>
<p>These cookies allow the Website to remember choices you make and provide enhanced, more personalized features.</p>
<ul>
  <li>Remember language, region, or display preferences</li>
  <li>Store cookie consent selections (where applicable)</li>
  <li>Improve usability by retaining certain settings</li>
</ul>

<h2>How We Use Cookies</h2>
<p>We use cookies to support the secure and effective operation of the Website and to enhance your experience. In particular, cookies may be used to:</p>
<ul>
  <li>Provide and maintain essential Website functionality</li>
  <li>Protect against malicious activity and help detect fraud or abuse</li>
  <li>Understand and improve Website performance and usability</li>
  <li>Remember your preferences and reduce repetitive inputs</li>
  <li>Support compliance and audit-related functions where required</li>
</ul>
<p>We do not use cookies to access information on your device that is unrelated to the purposes described in this policy.</p>

<h2>Third-Party Cookies</h2>
<p>Some cookies may be placed by third parties that provide services on our behalf (for example, analytics providers). These third parties may collect information about your online activities over time and across different websites, subject to their own privacy and cookie policies.</p>
<p>We do not control third-party cookies and cannot always determine when they are placed. We encourage you to review the relevant third-party policies for additional information about their practices and your choices.</p>

<h2>Managing Cookies</h2>
<p>You can control and manage cookies in several ways. Please note that disabling certain cookies may impact the availability and functionality of the Website, and some features may not work as intended.</p>
<ul>
  <li><strong>Browser settings:</strong> Most browsers allow you to block or delete cookies, or to be notified when cookies are set. Refer to your browser’s help documentation for instructions.</li>
  <li><strong>Device controls:</strong> On mobile devices, you may be able to manage certain tracking technologies through your device settings.</li>
  <li><strong>Consent tools (if available):</strong> Where provided, you can adjust non-essential cookie preferences through our cookie banner or preference center.</li>
</ul>
<p>If you choose to delete cookies, your preferences may be removed and you may need to reselect them on your next visit.</p>

<h2>Changes to This Cookie Policy</h2>
<p>We may update this Cookie Policy from time to time to reflect changes in our practices, technologies, legal requirements, or other factors. When we make changes, we will update the “last updated” date and, where appropriate, provide additional notice on the Website.</p>
<p><strong>Last updated:</strong> [Insert Date]</p>

<h2>Contact Information</h2>
<p>If you have questions about this Cookie Policy or our use of cookies, you may contact us using the methods provided on our Website’s contact page or through our general support channels listed there.</p>